Using FSA or HSA Funds for Postpartum Doula Services

If you’re searching for a postpartum doula in Massachusetts and wondering whether you can use FSA or HSA funds, you’re not alone. Many families don’t realize that postpartum doula and lactation support may be eligible for reimbursement through Flexible Spending Accounts (FSA) or Health Savings Accounts (HSA). Typically, the funds in your pre-taxed FSA account typically expires at the end of the calendar year (i.e. December 31), and your HSA account may roll over year to year.

Postpartum doula services can qualify when they support a medical or mental health–related need, such as postpartum recovery, breastfeeding challenges, sleep deprivation, or postpartum mood and anxiety disorders. In most cases, reimbursement requires a Letter of Medical Necessity (LMN) from a licensed healthcare provider.

What Is a Letter of Medical Necessity (LMN)?

A Letter of Medical Necessity is a formal document written by a licensed provider, such as an OB-GYN, midwife, primary care provider, psychiatrist, or therapist, explaining why postpartum doula or lactation services are medically necessary for a specific patient.

For families using FSA or HSA funds for postpartum doula care, this letter often includes:

  • The parent’s medical or mental health diagnosis

  • How postpartum doula or lactation support complements their treatment plan

  • The anticipated benefits to maternal or infant health

  • Confirmation that the services address physical recovery, emotional well-being, or infant feeding needs

Many FSA and HSA administrators require this letter before approving reimbursement. Here is a Letter of Medical Necessity template that families may give directly to their healthcare provider to streamline the process.

When Postpartum Doula Services May Qualify

Healthcare providers may recommend postpartum doula support for a variety of reasons, including:

  • Recovery after a complicated birth or C-section

  • Postpartum anxiety, depression, or trauma

  • Breastfeeding or infant feeding difficulties

  • NICU admission or medically complex newborns

  • Sleep deprivation affecting physical or mental health

  • Social or emotional support needs during the postpartum period

Research shows that doula care is associated with improved maternal and infant outcomes, including lower rates of cesarean birth, improved breastfeeding initiation, and greater parental confidence, making it a meaningful component of comprehensive postpartum care.

Using FSA or HSA Funds for Postpartum Doula Services in Boston

Because FSA and HSA plans vary, we recommend confirming eligibility directly with your plan administrator. We provide:

  • Itemized invoices

  • Detailed service descriptions

  • Documentation commonly required for FSA/HSA reimbursement

Postpartum care is healthcare.

Using pre-tax FSA or HSA funds can make expert postpartum support more accessible for families when it matters most. For questions about using your FSA or HSA funds for doula services, reach out to Kathleen at kathleen@strongnestconsulting.com.

Written by Kathleen Stern (bio here).

Last updated December 18, 2025

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